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View Full Version : Is Debt Counseling Effective?


emmaofbrisbane
17th September 2007, 05:52 AM
I recently read an article about debt counseling, http://www.foxsymes.com.au/dcounselling.htm.

This article gave me the impression that debt counseling can be a viable option for anyone considering bankruptcy, which it says can ruin your credit up to a decade.

Is this approach really effective, or is it another time consuming experience of running around in circles and making no progress?:confused: